Which car insurance
is right for me?
Stay reliably mobile.
With the right insurances and services around the car:
Whether just mandatory insurance, damage to your own vehicle, or individual extra protection.
- Finance and insurance all in one place
- With UNIQA Leasing, get 4 months of car liability and comprehensive insurance for free.
- Would you like to easily customize your car premium? Whether it’s a deductible agreement, accident-free driving, bonus/malus advantage, or more – we have a few tips for you.
- We protect you financially with up to 30 million euros if you cause damage, e.g., accidents with property, personal, or financial damage.
- Travel worry-free with the Auto PLUS24 service: rental cars, roadside assistance, towing service, trip recovery, and more. Around the clock, throughout Europe.
- Save yourself trouble with the full coverage option – the comprehensive protection for your car. Because it also covers damage to your own vehicle, e.g., dents from parking, scratches, or vandalism.
- Want more coverage? With our extra protection, you can easily and individually expand your car insurance with the solutions you need.
Who is particularly interested in
comprehensive insurance?
For outdoor
parking
For new cars
For collector’s
vehicles
Which insurance coverage is right for me?
Whether it's a large or small family, classic car enthusiasts, or electric car drivers — at UNIQA, you get exactly the insurance coverage for your vehicle that suits you:
Young small family, home with Skoda Kombi, year of manufacture 2022, 90 HP
Choose the following insurance coverage*:
Car liability insurance30 million euros in insurance coverage
- Comprehensive car insurance – this also covers damage to your own vehicle
- Waiver of the objection of gross negligence by UNIQA
- Self-damage coverage – this insures damages you cause to your building with your vehicle. Example: if you damage your carport while backing out.
Young adults, sporty active and often outdoors with a Golf 7, year of manufacture 2012, 75 HP
Choose the following insurance coverage*:
Comprehensive car insurance20 million euros in insurance coverage
- Partial comprehensive car insurance – this covers risks from natural hazards, hail, animal bites, or theft
- Accident abroad for private trips: makes sense if you travel abroad privately with your car (e.g., vacation)
- Safe is safe: UNIQA waives the objection of gross negligence.
- Leisure coverage: Protection against theft of leisure items locked in or on the vehicle, e.g., sports equipment or bicycles up to 3,000 euros.
Tipp: UNIQA offers special benefits in car liability insurance for L-17 young drivers up to their 24th birthday.
Active retired couple, excursions to the city and nearby countryside with their Tesla Y, year of manufacture 2023, 150 HP
Choose the following insurance coverage*:
Comprehensive car insurance30 million euros in insurance coverage
- Comprehensive insurance – the all-round protection for your vehicle, e.g., in case of hail, storms, roof avalanches, mudslides, damage from animals and animal bites, fire, theft, glass breakage, vandalism, and parking damage
- Cyber coverage – protection against consequences after a direct cyber attack on the vehicle software
- Purchase price protection after a total loss: In the first 12 months. Full purchase price compensation up to 100% in case of total loss. Tip: Long-term protection up to 48 months.
- Specifically for electric cars: The E-Coverage. Co-insurance for batteries and charging cables against damages due to operational, material, or design defects, mishandling, etc.
Emergency service – in case of a breakdown or accident. With the Auto PLUS24 service, we quickly organize help – 24/7, Europe-wide.
And we have 4 more tips for you:
- For cars: in comprehensive insurance, your special equipment is included free of charge up to 6,000 euros.
- Important if you lease your car: GAP coverage
- Want to know how to save on car insurance premiums? Ask our consultants!
- Also important: car accident insurance (passenger accident insurance).
Whether used or new cars: We know what matters and will create a personalized offer for you.
Request an offer now
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